Ability To Pay
Step 1
All applicants must call or complete an application. Each applicant must have enough income to pay for the home, utilities and maintenance.
Income Guidelines
| Household Size | Low Income | High Income |
|---|---|---|
| One | $ 15,650 | $ 31,320 |
| Two | $ 17,900 | $ 35,760 |
| Three | $ 20,150 | $ 40,260 |
| Four | $ 22,350 | $ 44,700 |
| Five | $ 24,950 | $ 48,300 |
| Six | $ 25,150 | $ 51,900 |
If your application meet the Ability to Pay qualifications, you will move to Step 2. If you do not qualify, we will refer you to a supporting agency to help you work toward qualification.
Step 2
Need For Housing
All applicants must call or complete an application. Each applicant must have enough income to pay for:
Mortgage
Utilities
Maintenance
Step 3
Willingness To Partner
Each future homeowner must be willing to complete 250 sweat equity hours within a year and be willing to live where Habitat is building. The first 50 hours must be completed by the applicant(s), but after that point, family and friends are welcome to participate.
APPLICANT
50 Hours
FAMILY & FRIENDS
200 Hours
Sweat Equity Includes
- Home Ownership Classes
- Meeting With A Budget Partner
- Construction
- Community Volunteering
